save save save

so now that recession is looming, it's time to tighten our purse strings, BIG TIME.
no unnecessary spending and buying.

just had an insightful conversation with a working partner/contact.
she offered some tips of being cost-savvy.
now it's not about being a cheap-skate but it's about spending wisely.
cutting down petrol costs isn't going to change much.

travelling has now become a luxury, again. even more so than before.
people, this world-wide financial crisis is not funny.
it is affecting us, more than you'd imagine.

time to wisen up, time for me to do some financial planning.
saving money is the only option now.
thing is i need to plan on how to curb all the unnecessary spending.
as one of my colleagues just mentioned today over lunch: food should never have to be expensive.
true that.
so instead of going to some snazzy joint for a steak, why not just go to friendly ol' NTUC or Cold Storage and do some DIY cooking at home! with the company of friends, why isn't that lovely? :)

ok, i need to start thinking and planning.
time to hide in a shell!

sigh... to think Christmas is near...
nope, ain't gon' let this dampen my year end festive mood!!!